Pennsylvania insurance information
Required Tort Option Coverage
- Full vs. Limited. Determines your ability to sue for pain and suffering if you are involved in a car accident.
Required Minimum Bodily Injury Liability Coverage
- $15,000 per person and $30,000 per occurrence
Required Minimum Property Damage Liability Coverage
- Varies - see your insurance representative.
Required Medical Expense Benefits Coverage
- $5,000 of coverage for medical expenses.
- Medical expense benefits coverage can be purchased for your motorcycle. The medical expenses covered will be listed in your insurance policy so be sure to review this information carefully.
Optional Coverages:
- Income Loss Benefits
- Underinsured Motorist Coverage
- Uninsured Motorist Coverage
- Stacking of limits for Underinsured motorist coverage and Uninsured motorist coverage
- Funeral Benefits
Special note for motorcycle owners:
- If you reject or reduce underinsured or uninsured coverage on your motorcycle policy, you are disqualified from collecting such coverage from your automobile policy even though you have paid premiums for the coverage.
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Please note: State law information collected from LexisNexis™ electronic database in 2003. Our lawyers are licensed to practice law in Maryland, Ohio, Pennsylvania, and West Virginia and associates with experienced attorneys in other states .
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel.
The information provided at this site is subject to change without notice. While we strive to keep our site updated, insurance options may change from time to time. Be sure to confirm insurance requirements with your insurance representative. The state insurance summaries are provided as a general guide only. Before purchasing insurance, we recommend that you research and understand all available and required options. We also recommend that you protect yourself by purchasing adequate amounts of insurance.
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