Minnesota insurance information
Required Minimum Bodily Injury Coverage
- $30,000 per person injured in any one accident and $60,000 for all persons
injured in any one accident
Required Minimum Property Damage Coverage
- $10,000 for injury to or destruction of property of others in any one
accident
Optional Insurance Coverage
- Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Each coverage
must provide at least $25,000 per person injured in any one accident and
$50,00 for all persons injured in any one accident.
- Personal Injury Protection. Insurance companies are not required to offer
personal injury protection coverage to automobile owners.
Special Rules for Motorcycle Owners
- An insurance company is not required to offer personal injury protection
coverage to motorcycle owners.
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