Motorcycle Accident Legal Center

Minnesota insurance information

Required Minimum Bodily Injury Coverage

  • $30,000 per person injured in any one accident and $60,000 for all persons injured in any one accident

Required Minimum Property Damage Coverage

  • $10,000 for injury to or destruction of property of others in any one accident

Optional Insurance Coverage

  • Uninsured (UM) and Underinsured Motorist (UIM) Coverage. Each coverage must provide at least $25,000 per person injured in any one accident and $50,00 for all persons injured in any one accident.
  • Personal Injury Protection. Insurance companies are not required to offer personal injury protection coverage to automobile owners.

Special Rules for Motorcycle Owners

  • An insurance company is not required to offer personal injury protection coverage to motorcycle owners.

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