Kansas insurance information
Required Minimum Bodily Injury Coverage
- $25,000 per person injured in any one accident and $50,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $10,000 for injury to or destruction of property of others in any one accident
Required Personal Injury Protection Coverage May Only be Rejected by Motorcyclists
- Kansas requires all motor vehicle liability policies to include personal injury protection benefits to pay medical, rehabilitation, disability, and funeral expenses of the policyholder and the policyholder's passengers. Medical and rehabilitation benefits cannot be less than $4,500 per person; disability must be purchased at a maximum of $900 per month per person not to exceed one year; and a funeral benefit cannot be more than $2,000 per person. Kansas law permits only motorcycle owners/operators to reject this coverage in writing.
Optional Insurance Coverage
- Uninsured (UM) and Underinsured Motorist UIM Coverage. Insurance companies must offer UM/UIM in a minimal amount of the bodily injury coverage purchased. UM coverage purchased must include a UIM provision that equals the limits of UM coverage if that exceeds bodily injury limits.
Special Rules for Motorcycle Owners
- Motorcycle owners can reject required personal injury protection coverage, so long as the rejection is in writing.
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Please note: State law information collected from LexisNexis™ electronic database in 2003. Our lawyers are licensed to practice law in Maryland, Ohio, Pennsylvania, and West Virginia and associates with experienced attorneys in other states .
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel.
The information provided at this site is subject to change without notice. While we strive to keep our site updated, insurance options may change from time to time. Be sure to confirm insurance requirements with your insurance representative. The state insurance summaries are provided as a general guide only. Before purchasing insurance, we recommend that you research and understand all available and required options. We also recommend that you protect yourself by purchasing adequate amounts of insurance.
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