California insurance information
Required Minimum Bodily Injury Coverage
- $15,000 per person injured in any one accident and $30,000 for all persons injured in any one accident
Required Minimum Property Damage Coverage
- $5,000 for injury to or destruction of property of others in any one accident
Optional Insurance Coverage
- Uninsured Motorist (UM) Coverage. If a person chooses UM, the coverage must be purchased in at least the amount of required bodily injury coverage. If more than the required amount of bodily injury coverage is purchased, UIM can be purchased in a lesser amount. In California, insurance companies are not required to provide UM coverage in amounts greater than $30,000 per person injured in any one accident and $60,000 for all persons injured in any one accident.
- Underinsured Motorist (UIM) Coverage. If UM is purchased, UIM must also be included in the policy. Additionally, insurance companies are required to offer UIM in an amount equal to the amount of UM purchased. They are, however, permitted to offer greater amounts of UIM than the UM actually purchased.
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Please note: State law information collected from LexisNexis™ electronic database in 2003. Our lawyers are licensed to practice law in Maryland, Ohio, Pennsylvania, and West Virginia and associates with experienced attorneys in other states .
The materials at this web site have been prepared by our Law Firm for information purposes only and should not be construed as legal advice or legal opinion on any specific facts or circumstances. These materials do not, and are not, intended to constitute legal advice. Readers should not act upon this information without seeking professional counsel.
The information provided at this site is subject to change without notice. While we strive to keep our site updated, insurance options may change from time to time. Be sure to confirm insurance requirements with your insurance representative. The state insurance summaries are provided as a general guide only. Before purchasing insurance, we recommend that you research and understand all available and required options. We also recommend that you protect yourself by purchasing adequate amounts of insurance.
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